![]() ![]() Your car’s primary use: Personal/commuting, pleasure, farm or business/rideshare.Whether you own or lease your vehicle(s).The year, make, model and trim of your vehicle(s).After putting in my zip code on the homepage, here’s the rest of the data I needed to get started: The Zebra allows you to input some basic info about yourself, your vehicle and your driving history to quickly get a variety of quotes.Įntering my information only took me five minutes. What Can You Expect From the Quote Process?.You can see the prices I was quoted here or read about my full shopping experience below! Table of Contents In addition to home and auto insurance, The Zebra offers quotes for related types of insurance like renters insurance, condo insurance, RV insurance and more.įor this article, I got quotes for a couple of different types of auto insurance customers on The Zebra. They’re just now branching out to home insurance with a small handful of carriers. They partner with more than 30 top providers like Esurance, Farmers, MetLife Nationwide, Progressive, State Farm and USAA, among others.Īuto insurance has always been the main focus at The Zebra. You can find state licensing information here. ![]() The Zebra is an independent insurance agency that writes policies in all 50 U.S. The Zebra Review: Here’s What You Need to Know In this article, we’ll take a look at how The Zebra works, what companies you can get quotes from, how the price quotes stack up and more. With its promise that you won’t get any unwanted email spam or phone calls, The Zebra aims to streamline the process of shopping for auto insurance and - to a lesser degree - home insurance. Los Angeles-Orange County homeownership at 9-year high, but 4th lowest in U.S.You might think of insurance comparison sites as just lead generation tools for insurance salespeople. Not just for your life and your limbs.Ĭollectively, safer driving would save all of our family checkbooks. I don’t want to sound too much like a dad, but please be safe out there. You’re paying for climate change! You know all those unusual natural disasters? Fires in California, hurricanes, snow and floods elsewhere? Guess who eventually pays to replace all those vehicles?Īnd The Zebra’s report shows how much your mistakes will cost you in average premium increases: A ticket for not wearing a seatbelt ups your policy cost by 4 percent speeding (6-to-20 miles per hour over the limit), a 21 percent hike at-fault accident, a 40 percent hike caught driving-under-the-influence, a 77 percent hike and guilty of hit-and-run, an 85 percent hike. And if you haven’t heard, it’s more expensive to be cured … much more expensive.Ħ. You’re costlier to fix! Car crashes mean your auto insurer picks up the tab for medical bills. Unfortunately, they’re also pricier to fix when your extra driving leads to extra accidents.ĥ. You’re buying fancy cars! All those new gadgets supposedly make you safer. You’re distracted! If it isn’t the latte or burger juices spilling … it’s your smartphone or the high-tech displays that are taking your eyes off the road. So do all those super-efficient “green” vehicles. You’re thrifty! Cheaper gasoline (remember when it was $4 plus) makes driving more affordable. The industry is getting financially hammered by a growing number of accidents creating record losses for many insurers.Ģ. ![]() Insurers’ desires to make a profit insuring people is part of the logic behind the rate hikes. insurers lost $36 billion in the past two years on all property/casualty policies. Insurers are trying to fill a financial hole they created, in good part, by not charging enough previously. The typical $1,427 policy grew by 2 percent in 2017 and is up 20 percent from 2011.Īnd there’s a pretty good reason for it. Look, auto insurance rates are up across the nation. Will it make you feel any better if you knew that this typical insurance bill - $1,713 for a 30-year-old male driving a 2013 Honda Civic - is only the ninth-highest in the nation, according to a study by The Zebra online insurance tracker? (Most expensive: Michigan, at $2,610. 2 jump - part of the five-year rise totaling 44 percent and No. The cost of a typical California policy has risen by 6.3 percent in the past year - the nation’s No. I’m not sure I need to tell you this, but your auto insurance bill is getting larger. ![]()
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